Bill Splitter for Couples and Housemates

Split bills and shared spending fairly, without the awkward maths. Type each bill once, pick how to split it, and the spreadsheet works out each person's share, what everyone pays into the joint account each month, and exactly who owes who. Most bill splitters only do 50/50. This one lets you split each bill a different way: evenly, in proportion to take-home pay, or by your own percentages (70/30, 2 to 1, or 100% to one person). It works for couples and for up to 4 housemates, in Google Sheets AND Excel, with a UK edition (£, UK dates) and a US edition ($, US dates). WHAT'S INSIDE (6 tabs) - Dashboard: shared bills per month, total into the joint account, shared spending for the month you pick, money still to settle, each person's take-home pay, income share, bills share, monthly joint account payment, bills they pay directly and regular costs as a share of pay, spending by category and a month-by-month chart - Regular Bills: 60 rows for rent, energy, internet, insurance and so on. Weekly, fortnightly, 4-weekly, monthly, quarterly and yearly bills are turned into a true monthly cost, then split - Spending Log: 500 rows for food shops, meals out, days out and trips. Type who paid and how to split it and the shares fill in - Settle Up: compares what each person paid with their fair share and tells you who pays who, using the fewest payments. Type your last settle-up date and it starts again from zero - Setup: up to 4 names and take-home pay, your joint account, a monthly joint pot for food and household things (split evenly or by income) and your own categories WHAT YOU GET - 2 versions: £ (GBP, UK dates) and $ (USD, US dates) - Quick Start guide (PDF) Great for moving in together, a new house share, or a fresh start with your money in the new year. HOW IT WORKS - Download the files from your Etsy Purchases page - Google Sheets: upload the .xlsx to Google Drive, open it, then File > Save as Google Sheets - Excel: just open it (Excel 2010 or later, Windows or Mac, or Excel for the web) - Type in the cream cells. Everything else updates on its own - A Quick Start PDF walks you through setup in 5 minutes GOOD TO KNOW - Plain formulas only: no macros, no add-ins, no subscriptions - Formula cells are locked so you can't break them by accident (no password, so you can unlock and customise) - Apple Numbers and LibreOffice aren't officially supported PLEASE NOTE - This is a DIGITAL download. Nothing physical will be shipped. - Personal use only. Please don't share or resell the files. - This is an organising tool, not financial advice. Designed by Thexton Labs. Artwork and layouts were created with our own code, with the help of AI tools.