Digital Budget Planner

Give every pound and dollar a job. A hyperlinked budget planner for your iPad or tablet, with no dates and no currency symbols, so it works anywhere and any year. WHAT'S INSIDE (66 pages) - Year overview, money goals and a monthly net worth tracker - 12 months, 3 pages each: zero-based monthly budget (money in, fixed bills, everyday spending, savings & debt, 'left to assign'), spending log, and a no-spend challenge calendar - Bill tracker (tick each month) and subscriptions audit - 8 sinking fund trackers with colour-in progress boxes - 52-week challenge and 100-envelope challenge - Debt overview with snowball vs avalanche guide, plus 6 colour-in debt payoff trackers - 12 notes pages (lined & grid) FEATURES - 18 tabs on every page: Jan to Dec, Year, Bills, Savings, Debt, Notes - Undated, works in any currency - Calm sage-green design HOW IT WORKS - Download the PDF from your Etsy Purchases page - Open it in GoodNotes, Notability, Noteshelf, Xodo, Samsung Notes or any PDF annotation app - Tap the tabs and buttons to jump around. GoodNotes: switch to read-only mode to follow links, then back to the pen to write - A step-by-step Quick Start guide is included WORKS WITH iPad (GoodNotes, Notability, Noteshelf), Android tablets (Xodo, Noteshelf, Samsung Notes), reMarkable/Boox (links may vary) and any PDF app. Landscape layout. Best on a tablet with a stylus. PLEASE NOTE - This is a DIGITAL download. Nothing physical will be shipped. - No app or stylus is included. - Colours can look slightly different on different screens. - Personal use only. Please don't share or resell the file. This is a planning tool, not financial advice. Designed by Thexton Labs. Artwork and layouts were created with our own code, with the help of AI tools.