Payday Budget UK

UK budget planner app: drop in your bank statement and see exactly what's safe to spend every day until payday. No typing, no bank login, no subscription. Most budget spreadsheets are built for American paychecks and make you type in every purchase, which is why most people give up within a month. Payday Budget UK works the way UK money does. HOW IT WORKS 1. Download your transactions as a CSV from your banking app or online banking 2. Drop the file in 3. Every transaction is sorted automatically, and you see your "safe to spend" number WHAT YOU GET • Safe to spend: a daily amount until your next payday, after the bills still to come • Payday to payday: set your payday (or last working day); weekend paydays handled • Auto-sorted into UK categories: recognises Tesco, Sainsbury's, TfL, council tax, TV licence, energy and water companies, Netflix, Spotify and hundreds more • Learns as you go: change a category once and it remembers that shop • Bills and subscriptions finder: every regular payment and what it costs you a year • Wins, not guilt: shows where you're spending less than last payday, plus your no-spend days • Suggested budgets from your own recent paydays, which you can change any time • Works with CSVs from Monzo, Starling, Revolut, Barclays, Lloyds, Halifax, Bank of Scotland, NatWest, RBS, Nationwide, HSBC and most other banks • Try it first with the built-in sample data PRIVATE BY DESIGN It never connects to your bank and never uploads anything. Your statement stays on your computer, saved in your own browser. No account, no subscription, works offline. WHAT'S IN THE DOWNLOAD • Payday Budget UK (one app file that opens in your web browser) • Quick Start guide (PDF) WORKS ON Windows PC, Mac or Chromebook, in Chrome, Edge, Safari or Firefox. We recommend a computer: phones can't easily open downloaded app files. Personal use only. This is an organising tool, not financial advice. Digital download: nothing will be shipped. Designed by Thexton Labs. Artwork and layouts were created with our own code, with the help of AI tools.