The Debt of Tomorrow (Ebook)

He borrowed once. They sold him five times. When his dad needs cancer treatment the NHS can't deliver in time, Sheffield electrician Cal Mercer borrows forty-eight thousand pounds against his own future. Future Credit is simple: a share of his earnings for twenty years. The treatment works. The payments are manageable. Then Cal changes jobs, to train as a heat-pump engineer, and his rate nearly doubles. His credit score collapses. He loses his flat and his health plan, all without missing a single payment. At the back of his contract, in tiny type, is Schedule C. It shows that his future has been cut into five versions and sold to five different investors: the electrician he was, the engineer he might be, the man who fails, a wind-turbine technician in Grimsby he has never wanted to be, and everything else. And the most valuable futures of all belong to the people with the least freedom to change them. THE DEBT OF TOMORROW: a novella of money, love and the small print. Complete and standalone, from ThextonLabs. WHAT YOU GET - The complete novella (10,900 words, 44 pages) - EPUB for Kindle, Apple Books, Kobo and Google Play Books - 6x9 PDF that reads beautifully on any phone, tablet or computer HOW TO READ IT - Kindle: send the EPUB to your Kindle with the free Send to Kindle app or email - iPhone and iPad: open the EPUB in Apple Books - Android: open the EPUB in Google Play Books, or just open the PDF - Computer: open the PDF PLEASE NOTE - This is a DIGITAL download. Nothing physical will be shipped. - Personal use only: please don't share or resell the files. - Contains themes of illness and debt. Suitable for adult readers. - Written and designed by ThextonLabs with the help of AI tools, then edited and proofread.